WINSLOW SCHOOL EMPLOYEES
Charter #11459 · WINSLOW, AZ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 548 sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.22% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 61st percentile but its structural peers at the 28th — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WINSLOW SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.15M | 61th pct | 28th pct |
| Members | 548 | 47th pct | 15th pct |
| Net worth ratio | 18.03% | 51th pct | 67th pct |
| Return on average assets | 0.74% | 62th pct | 66th pct |
| Net interest margin | 3.54% | 34th pct | 34th pct |
| Cost of funds | 0.22% | 31th pct | 20th pct |
| Loan-to-share | 75.30% | 70th pct | 61th pct |
| Delinquency 60+ days | 0.04% | 29th pct | 31th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | -9.77% | 29th pct | 13th pct |
| Share growth YoY | 2.02% | 66th pct | 56th pct |
| Efficiency ratio | 85.17% | 48th pct | 56th pct |
structural peer set hash: c82c5711d1f89c07864066f01443783e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.