3RD DISTRICT HIGHWAY
Charter #14226 · Lafayette, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.08% sits at the 20th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.99% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 6th percentile but its structural peers at the 38th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | 3RD DISTRICT HIGHWAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.34M | 6th pct | 38th pct |
| Members | 1,128 | 9th pct | 36th pct |
| Net worth ratio | 18.71% | 81th pct | 61th pct |
| Return on average assets | 0.08% | 21th pct | 20th pct |
| Net interest margin | 3.51% | 34th pct | 36th pct |
| Cost of funds | 1.43% | 76th pct | 72th pct |
| Loan-to-share | 52.95% | 43th pct | 49th pct |
| Delinquency 60+ days | 0.99% | 68th pct | 77th pct |
| Net charge-off ratio | 0.03% | 40th pct | 54th pct |
| Loan growth YoY | 1.87% | 81th pct | 85th pct |
| Share growth YoY | -2.00% | 13th pct | 18th pct |
| Efficiency ratio | 65.16% | 17th pct | 30th pct |
structural peer set hash: e3d2807f3a54bb4512c653d67c6e850a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.