GLOVER
Charter #12613 · Honolulu, HI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 187 sits at the 10th percentile of structural peers — worth a closer look.
- Net worth ratio of 34.55% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.33% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.47% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GLOVER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.52M | 36th pct | 23th pct |
| Members | 187 | 13th pct | 10th pct |
| Net worth ratio | 34.55% | 90th pct | 84th pct |
| Return on average assets | 0.97% | 71th pct | 54th pct |
| Net interest margin | 2.33% | 10th pct | 3th pct |
| Cost of funds | 1.47% | 78th pct | 82th pct |
| Loan-to-share | 43.84% | 33th pct | 23th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -1.17% | 69th pct | 66th pct |
| Share growth YoY | -5.30% | 16th pct | 8th pct |
| Efficiency ratio | 27.03% | 2th pct | 0th pct |
structural peer set hash: af1c0f60db29feb978f2d4009022eb03… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.