MISSISSIPPI COLLEGE EMPLOYEES
Charter #24895 · Clinton, MS · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 163 sits at the 8th percentile of structural peers — worth a closer look.
- Net worth ratio of 25.58% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.95% sits at the 92nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 7.07% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MISSISSIPPI COLLEGE EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.04M | 30th pct | 10th pct |
| Members | 163 | 11th pct | 8th pct |
| Net worth ratio | 25.58% | 77th pct | 84th pct |
| Return on average assets | 0.75% | 63th pct | 49th pct |
| Net interest margin | 3.54% | 34th pct | 48th pct |
| Cost of funds | 1.95% | 87th pct | 92th pct |
| Loan-to-share | 38.90% | 28th pct | 26th pct |
| Delinquency 60+ days | 7.07% | 92th pct | 97th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | -3.50% | 58th pct | 59th pct |
| Share growth YoY | -0.86% | 42th pct | 48th pct |
| Efficiency ratio | 77.15% | 34th pct | 44th pct |
structural peer set hash: a7f2d52c1cc408605595d8d0f7757a24… (reproducible)
Closest structural peers
This is the free public view
Claim MISSISSIPPI COLLEGE EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.