G E A EMPLOYEES
Charter #17675 · Pearisburg, VA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 305 sits at the 18th percentile of structural peers — worth a closer look.
- Return on average assets of 1.52% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.96% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 1.69% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | G E A EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.06M | 31th pct | 11th pct |
| Members | 305 | 26th pct | 18th pct |
| Net worth ratio | 23.98% | 72th pct | 70th pct |
| Return on average assets | 1.52% | 83th pct | 84th pct |
| Net interest margin | 2.96% | 21th pct | 21th pct |
| Cost of funds | 1.69% | 83th pct | 80th pct |
| Loan-to-share | 54.39% | 46th pct | 51th pct |
| Delinquency 60+ days | 0.02% | 28th pct | 34th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -10.08% | 28th pct | 23th pct |
| Share growth YoY | 0.36% | 51th pct | 51th pct |
| Efficiency ratio | 48.67% | 8th pct | 7th pct |
structural peer set hash: b56f83c51a8cf325d8d76ce38b7690b3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.