MT TAYLOR
Charter #13654 · MILAN, NM · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 261 sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 0.13% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 31st percentile but its structural peers at the 13th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MT TAYLOR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.10M | 31th pct | 13th pct |
| Members | 261 | 21th pct | 8th pct |
| Net worth ratio | 19.03% | 55th pct | 57th pct |
| Return on average assets | 0.84% | 66th pct | 74th pct |
| Net interest margin | 3.56% | 35th pct | 38th pct |
| Cost of funds | 0.13% | 23th pct | 8th pct |
| Loan-to-share | 66.06% | 59th pct | 54th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -9.30% | 31th pct | 30th pct |
| Share growth YoY | -1.22% | 38th pct | 34th pct |
| Efficiency ratio | 78.26% | 36th pct | 36th pct |
structural peer set hash: 069cac2f67072e302dd97aec19690fad… (reproducible)
Closest structural peers
This is the free public view
Claim MT TAYLOR
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.