LOUISIANA MACHINERY EMPLOYEES
Charter #14376 · Monroe, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.32% sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.10% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 104.44% sits at the 90th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 49th percentile but its structural peers at the 13th — a 36-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOUISIANA MACHINERY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.86M | 49th pct | 13th pct |
| Members | 698 | 61th pct | 34th pct |
| Net worth ratio | 22.54% | 67th pct | 66th pct |
| Return on average assets | -0.32% | 26th pct | 11th pct |
| Net interest margin | 3.88% | 45th pct | 46th pct |
| Cost of funds | 1.63% | 81th pct | 69th pct |
| Loan-to-share | 87.01% | 85th pct | 74th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.10% | 14th pct | 5th pct |
| Loan growth YoY | 4.06% | 86th pct | 82th pct |
| Share growth YoY | 3.21% | 72th pct | 74th pct |
| Efficiency ratio | 104.44% | 77th pct | 90th pct |
structural peer set hash: ba4c5b93891d151572d924877a2ff396… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.