M D U EMPLOYEES
Charter #11331 · Glendive, MT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 486 sits at the 13th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 20th — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | M D U EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.06M | 51th pct | 20th pct |
| Members | 486 | 42th pct | 13th pct |
| Net worth ratio | 17.10% | 49th pct | 70th pct |
| Return on average assets | 0.47% | 52th pct | 54th pct |
| Net interest margin | 3.83% | 43th pct | 49th pct |
| Cost of funds | 1.06% | 67th pct | 52th pct |
| Loan-to-share | 78.71% | 76th pct | 67th pct |
| Delinquency 60+ days | 0.48% | 41th pct | 49th pct |
| Net charge-off ratio | 0.00% | 22th pct | 31th pct |
| Loan growth YoY | 2.10% | 81th pct | 79th pct |
| Share growth YoY | 1.25% | 58th pct | 49th pct |
| Efficiency ratio | 87.80% | 53th pct | 56th pct |
structural peer set hash: 7b0316a7d14635091dcc86d14ec0da04… (reproducible)
Closest structural peers
This is the free public view
Claim M D U EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.