BOSTON CUSTOMS
Charter #524 · Boston, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 364 sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of 2.57% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.44% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 52.85% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BOSTON CUSTOMS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.51M | 36th pct | 8th pct |
| Members | 364 | 31th pct | 11th pct |
| Net worth ratio | 16.58% | 46th pct | 70th pct |
| Return on average assets | 2.57% | 94th pct | 95th pct |
| Net interest margin | 5.44% | 85th pct | 80th pct |
| Cost of funds | 0.49% | 49th pct | 31th pct |
| Loan-to-share | 70.44% | 64th pct | 41th pct |
| Delinquency 60+ days | 0.86% | 51th pct | 56th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | 4.83% | 87th pct | 84th pct |
| Share growth YoY | 4.12% | 77th pct | 67th pct |
| Efficiency ratio | 52.85% | 10th pct | 7th pct |
structural peer set hash: d9a35f9fd3eb9a79a83b6ec3264969e9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.