GREAT NECK SCHOOL EMPLOYEES
Charter #5163 · Great Neck, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 338 sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of -0.96% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.29% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.03% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREAT NECK SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.02M | 41th pct | 7th pct |
| Members | 338 | 29th pct | 7th pct |
| Net worth ratio | 23.82% | 72th pct | 66th pct |
| Return on average assets | -0.96% | 17th pct | 15th pct |
| Net interest margin | 4.35% | 59th pct | 51th pct |
| Cost of funds | 0.29% | 38th pct | 13th pct |
| Loan-to-share | 73.59% | 68th pct | 38th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.03% | 18th pct | 21th pct |
| Loan growth YoY | -12.94% | 19th pct | 8th pct |
| Share growth YoY | 13.14% | 97th pct | 93th pct |
| Efficiency ratio | 122.05% | 88th pct | 93th pct |
structural peer set hash: de2bfe429de308f28404e873db7f7057… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.