BELMONT MUNICIPAL
Charter #4192 · BELMONT, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 383 sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 2.00% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.37% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.11% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.19% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BELMONT MUNICIPAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.65M | 47th pct | 13th pct |
| Members | 383 | 33th pct | 8th pct |
| Net worth ratio | 22.89% | 69th pct | 69th pct |
| Return on average assets | 2.00% | 91th pct | 89th pct |
| Net interest margin | 5.37% | 84th pct | 79th pct |
| Cost of funds | 0.11% | 23th pct | 3th pct |
| Loan-to-share | 83.24% | 81th pct | 64th pct |
| Delinquency 60+ days | 0.19% | 33th pct | 25th pct |
| Net charge-off ratio | -0.06% | 15th pct | 5th pct |
| Loan growth YoY | -2.24% | 64th pct | 46th pct |
| Share growth YoY | 0.23% | 51th pct | 26th pct |
| Efficiency ratio | 62.69% | 19th pct | 21th pct |
structural peer set hash: 4bda1ca46497041d0f36c150d25a91d7… (reproducible)
Closest structural peers
This is the free public view
Claim BELMONT MUNICIPAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.