MAINE MEDIA
Charter #640 · PORTLAND, ME · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.82% sits at the 25th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 76th percentile but its structural peers at the 31st — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAINE MEDIA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.73M | 77th pct | 36th pct |
| Members | 883 | 76th pct | 31th pct |
| Net worth ratio | 16.09% | 43th pct | 67th pct |
| Return on average assets | 0.73% | 62th pct | 54th pct |
| Net interest margin | 3.82% | 43th pct | 25th pct |
| Cost of funds | 1.22% | 72th pct | 52th pct |
| Loan-to-share | 76.72% | 73th pct | 54th pct |
| Delinquency 60+ days | 1.30% | 58th pct | 66th pct |
| Net charge-off ratio | 0.41% | 80th pct | 69th pct |
| Loan growth YoY | -3.03% | 60th pct | 36th pct |
| Share growth YoY | 1.82% | 63th pct | 57th pct |
| Efficiency ratio | 81.76% | 43th pct | 54th pct |
structural peer set hash: bc0af36c72877e4687ca685e35ef6fec… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.