DISTRICT 08
Charter #14651 · ALEXANDRIA, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 5.58% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.18% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.93% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.72% sits at the 89th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 31st — a 62-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DISTRICT 08 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.90M | 93th pct | 31th pct |
| Members | 1,423 | 93th pct | 46th pct |
| Net worth ratio | 13.71% | 30th pct | 62th pct |
| Return on average assets | 0.98% | 71th pct | 70th pct |
| Net interest margin | 5.58% | 86th pct | 89th pct |
| Cost of funds | 0.18% | 28th pct | 10th pct |
| Loan-to-share | 72.11% | 66th pct | 57th pct |
| Delinquency 60+ days | 1.93% | 67th pct | 80th pct |
| Net charge-off ratio | 1.72% | 90th pct | 89th pct |
| Loan growth YoY | -8.53% | 33th pct | 3th pct |
| Share growth YoY | 1.75% | 63th pct | 48th pct |
| Efficiency ratio | 85.10% | 48th pct | 51th pct |
structural peer set hash: 069629e520879c876d378034cd164d29… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.