UKRAINIAN SELFRELIANCE OF WEST. PA.

Charter #21530 · Carnegie, PA · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 818 sits at the 16th percentile of structural peers — worth a closer look.
  • Return on average assets of -1.00% sits at the 10th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 1.61% sits at the 77th percentile of structural peers — worth a closer look.
  • Efficiency ratio of 112.62% sits at the 89th percentile of structural peers — worth a closer look.
  • On Total assets, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 21st — a 56-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricUKRAINIAN SELFRELIANCE OF WEST. PA.Asset-tier percentileStructural percentile
Total assets$6.74M77th pct21th pct
Members81872th pct16th pct
Net worth ratio10.29%15th pct31th pct
Return on average assets-1.00%16th pct10th pct
Net interest margin4.27%56th pct70th pct
Cost of funds1.16%70th pct46th pct
Loan-to-share77.86%74th pct66th pct
Delinquency 60+ days1.61%63th pct77th pct
Net charge-off ratio0.38%80th pct66th pct
Loan growth YoY-3.71%57th pct30th pct
Share growth YoY5.47%83th pct80th pct
Efficiency ratio112.62%83th pct89th pct

structural peer set hash: fe0c08f46cf54a63013d4eba962282c9… (reproducible)

Closest structural peers

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.