NEW KENSINGTON MUNICIPAL
Charter #15063 · New Kensington, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 243 sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.38% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 1.51% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.95% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.45% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW KENSINGTON MUNICIPAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.68M | 47th pct | 18th pct |
| Members | 243 | 19th pct | 3th pct |
| Net worth ratio | 14.07% | 32th pct | 48th pct |
| Return on average assets | -0.38% | 24th pct | 21th pct |
| Net interest margin | 1.51% | 4th pct | 2th pct |
| Cost of funds | 2.95% | 96th pct | 93th pct |
| Loan-to-share | 76.03% | 71th pct | 54th pct |
| Delinquency 60+ days | 0.85% | 51th pct | 51th pct |
| Net charge-off ratio | 0.45% | 82th pct | 75th pct |
| Loan growth YoY | -5.73% | 48th pct | 31th pct |
| Share growth YoY | 2.41% | 68th pct | 56th pct |
| Efficiency ratio | 123.92% | 89th pct | 93th pct |
structural peer set hash: 86d4cd2b6858cfe4b69ebadce6670e32… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.