U F C W LOCAL 1776
Charter #15652 · PLYMOUTH MEETIN, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,704 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.43% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 5.10% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.43% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.06% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | U F C W LOCAL 1776 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.73M | 92th pct | 21th pct |
| Members | 2,704 | 99th pct | 79th pct |
| Net worth ratio | 13.07% | 27th pct | 57th pct |
| Return on average assets | -0.43% | 23th pct | 11th pct |
| Net interest margin | 5.10% | 79th pct | 89th pct |
| Cost of funds | 0.43% | 46th pct | 13th pct |
| Loan-to-share | 73.87% | 68th pct | 62th pct |
| Delinquency 60+ days | 0.06% | 29th pct | 23th pct |
| Net charge-off ratio | 1.58% | 89th pct | 92th pct |
| Loan growth YoY | 0.05% | 75th pct | 62th pct |
| Share growth YoY | 11.33% | 95th pct | 92th pct |
| Efficiency ratio | 86.02% | 50th pct | 59th pct |
structural peer set hash: ebc9d0bef89bd8c543391630c5e44de3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.