TRUITY
Charter #3130 · Bartlesville, OK · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.84% sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of -0.27% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.27% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.33% sits at the 97th percentile of structural peers — worth a closer look.
- Efficiency ratio of 83.01% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRUITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.30B | 20th pct | 49th pct |
| Members | 75,525 | 25th pct | 41th pct |
| Net worth ratio | 8.84% | 10th pct | 16th pct |
| Return on average assets | -0.27% | 1th pct | 2th pct |
| Net interest margin | 3.89% | 84th pct | 66th pct |
| Cost of funds | 2.27% | 77th pct | 80th pct |
| Loan-to-share | 94.74% | 78th pct | 64th pct |
| Delinquency 60+ days | 0.68% | 54th pct | 49th pct |
| Net charge-off ratio | 1.33% | 94th pct | 97th pct |
| Loan growth YoY | 1.83% | 51th pct | 45th pct |
| Share growth YoY | 8.57% | 89th pct | 85th pct |
| Efficiency ratio | 83.01% | 87th pct | 87th pct |
structural peer set hash: 1d04d03e7a490499c49f704472a4c3ce… (reproducible)
Closest structural peers
This is the free public view
Claim TRUITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.