I. H. MISSISSIPPI VALLEY
Charter #60337 · Moline, IL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.87% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.68% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.09% sits at the 82nd percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 61st percentile but its structural peers at the 38th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | I. H. MISSISSIPPI VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.33B | 51th pct | 70th pct |
| Members | 149,705 | 60th pct | 67th pct |
| Net worth ratio | 8.87% | 11th pct | 20th pct |
| Return on average assets | 1.02% | 74th pct | 70th pct |
| Net interest margin | 3.53% | 61th pct | 38th pct |
| Cost of funds | 0.68% | 15th pct | 16th pct |
| Loan-to-share | 94.35% | 77th pct | 57th pct |
| Delinquency 60+ days | 0.76% | 63th pct | 62th pct |
| Net charge-off ratio | 1.09% | 87th pct | 82th pct |
| Loan growth YoY | 3.98% | 74th pct | 57th pct |
| Share growth YoY | 4.74% | 60th pct | 52th pct |
| Efficiency ratio | 69.07% | 37th pct | 28th pct |
structural peer set hash: 6a6accbdd98d6d0ba02afb7af167cf71… (reproducible)
Closest structural peers
This is the free public view
Claim I. H. MISSISSIPPI VALLEY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.