ENVISTA
Charter #24945 · Topeka, KS · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.30% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 83.02% sits at the 84th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 69th percentile but its structural peers at the 41st — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ENVISTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $686.11M | 45th pct | 43th pct |
| Members | 49,003 | 71th pct | 46th pct |
| Net worth ratio | 10.51% | 52th pct | 51th pct |
| Return on average assets | 0.66% | 53th pct | 44th pct |
| Net interest margin | 3.72% | 69th pct | 41th pct |
| Cost of funds | 1.73% | 70th pct | 59th pct |
| Loan-to-share | 89.73% | 78th pct | 66th pct |
| Delinquency 60+ days | 0.30% | 22th pct | 11th pct |
| Net charge-off ratio | 0.57% | 64th pct | 51th pct |
| Loan growth YoY | 1.75% | 58th pct | 47th pct |
| Share growth YoY | 5.56% | 75th pct | 67th pct |
| Efficiency ratio | 83.02% | 72th pct | 84th pct |
structural peer set hash: 0d55156e39480ca4308af0e57fc322e8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.