MAZUMA
Charter #64084 · Overland Park, KS · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.35% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.37% sits at the 90th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 4th percentile but its structural peers at the 52nd — a 48-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAZUMA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.06B | 4th pct | 52th pct |
| Members | 75,471 | 24th pct | 56th pct |
| Net worth ratio | 10.38% | 41th pct | 56th pct |
| Return on average assets | 0.65% | 45th pct | 44th pct |
| Net interest margin | 3.84% | 81th pct | 61th pct |
| Cost of funds | 0.35% | 9th pct | 11th pct |
| Loan-to-share | 89.62% | 60th pct | 52th pct |
| Delinquency 60+ days | 1.37% | 92th pct | 90th pct |
| Net charge-off ratio | 0.51% | 49th pct | 43th pct |
| Loan growth YoY | 1.71% | 49th pct | 48th pct |
| Share growth YoY | 3.69% | 42th pct | 23th pct |
| Efficiency ratio | 76.79% | 66th pct | 54th pct |
structural peer set hash: 93bff96dc65cd67209a19c1dc5defe28… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.