CREDIT UNION OF AMERICA
Charter #60062 · Wichita, KS · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.44% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.59% sits at the 89th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 62nd percentile but its structural peers at the 28th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF AMERICA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.83B | 42th pct | 59th pct |
| Members | 106,398 | 45th pct | 56th pct |
| Net worth ratio | 12.44% | 76th pct | 75th pct |
| Return on average assets | 0.96% | 71th pct | 57th pct |
| Net interest margin | 3.53% | 62th pct | 28th pct |
| Cost of funds | 2.59% | 87th pct | 89th pct |
| Loan-to-share | 100.36% | 91th pct | 85th pct |
| Delinquency 60+ days | 0.56% | 43th pct | 34th pct |
| Net charge-off ratio | 0.56% | 55th pct | 44th pct |
| Loan growth YoY | 4.62% | 78th pct | 77th pct |
| Share growth YoY | 8.00% | 87th pct | 75th pct |
| Efficiency ratio | 72.02% | 48th pct | 54th pct |
structural peer set hash: 971b77dd3072ac0faf3114a45fe90c07… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.