OKLAHOMA'S
Charter #24953 · OKLAHOMA CITY, OK · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.47% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.65% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.25% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 54th — a 39-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OKLAHOMA'S | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $945.46M | 93th pct | 54th pct |
| Members | 57,921 | 85th pct | 49th pct |
| Net worth ratio | 12.47% | 77th pct | 80th pct |
| Return on average assets | 0.74% | 58th pct | 44th pct |
| Net interest margin | 3.41% | 42th pct | 26th pct |
| Cost of funds | 2.65% | 95th pct | 95th pct |
| Loan-to-share | 88.89% | 74th pct | 56th pct |
| Delinquency 60+ days | 0.25% | 16th pct | 8th pct |
| Net charge-off ratio | 0.44% | 51th pct | 30th pct |
| Loan growth YoY | 8.16% | 94th pct | 90th pct |
| Share growth YoY | 7.17% | 87th pct | 73th pct |
| Efficiency ratio | 74.55% | 32th pct | 49th pct |
structural peer set hash: 88d14aa2a290c01a59be884e2a2825ad… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.