COMUNIDAD LATINA
Charter #24776 · SANTA ANA, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 25.10% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.72% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.66% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.04% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.67% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMUNIDAD LATINA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.19M | 6th pct | 54th pct |
| Members | 2,041 | 47th pct | 64th pct |
| Net worth ratio | 25.10% | 95th pct | 80th pct |
| Return on average assets | 0.83% | 59th pct | 44th pct |
| Net interest margin | 5.72% | 98th pct | 87th pct |
| Cost of funds | 1.66% | 82th pct | 77th pct |
| Loan-to-share | 75.95% | 79th pct | 51th pct |
| Delinquency 60+ days | 0.04% | 14th pct | 16th pct |
| Net charge-off ratio | 1.67% | 93th pct | 80th pct |
| Loan growth YoY | 1.25% | 78th pct | 82th pct |
| Share growth YoY | 1.68% | 41th pct | 52th pct |
| Efficiency ratio | 62.46% | 14th pct | 20th pct |
structural peer set hash: 97d9ec4f02fc9b6c8ac7e6fb782f2de2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.