STAR TECH
Charter #3182 · GREENWOOD VILLA, CO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 22.47% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.70% sits at the 89th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 70th percentile but its structural peers at the 43rd — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STAR TECH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.84M | 4th pct | 25th pct |
| Members | 1,594 | 28th pct | 31th pct |
| Net worth ratio | 22.47% | 91th pct | 79th pct |
| Return on average assets | 1.48% | 85th pct | 66th pct |
| Net interest margin | 5.24% | 95th pct | 74th pct |
| Cost of funds | 1.70% | 83th pct | 89th pct |
| Loan-to-share | 69.46% | 70th pct | 43th pct |
| Delinquency 60+ days | 0.40% | 41th pct | 43th pct |
| Net charge-off ratio | 0.81% | 81th pct | 70th pct |
| Loan growth YoY | -4.11% | 37th pct | 39th pct |
| Share growth YoY | -1.16% | 18th pct | 26th pct |
| Efficiency ratio | 73.12% | 33th pct | 44th pct |
structural peer set hash: 12f8f1edd89c075f32d9a950c6ab0ae6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.