RIO BLANCO SCHOOLS
Charter #13161 · Rangely, CO · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 786 sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 3.73% sits at the 18th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.37% sits at the 82nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 39th — a 56-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIO BLANCO SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.24M | 95th pct | 39th pct |
| Members | 786 | 68th pct | 25th pct |
| Net worth ratio | 16.39% | 45th pct | 66th pct |
| Return on average assets | 0.71% | 61th pct | 61th pct |
| Net interest margin | 3.73% | 40th pct | 18th pct |
| Cost of funds | 1.59% | 80th pct | 66th pct |
| Loan-to-share | 70.58% | 65th pct | 38th pct |
| Delinquency 60+ days | 0.24% | 35th pct | 26th pct |
| Net charge-off ratio | 1.37% | 88th pct | 82th pct |
| Loan growth YoY | 26.95% | 97th pct | 98th pct |
| Share growth YoY | 7.00% | 88th pct | 79th pct |
| Efficiency ratio | 79.29% | 38th pct | 41th pct |
structural peer set hash: 58d2cc15ae2b932fadd2bfe2164af3ac… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.