ELECTRIC COOPERATIVES
Charter #23361 · LITTLE ROCK, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.23% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.01% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.04% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.22% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 64.47% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELECTRIC COOPERATIVES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $18.77M | 33th pct | 25th pct |
| Members | 2,581 | 65th pct | 51th pct |
| Net worth ratio | 14.87% | 58th pct | 59th pct |
| Return on average assets | 2.23% | 97th pct | 95th pct |
| Net interest margin | 5.01% | 91th pct | 79th pct |
| Cost of funds | 1.10% | 62th pct | 66th pct |
| Loan-to-share | 63.49% | 60th pct | 41th pct |
| Delinquency 60+ days | 0.04% | 14th pct | 5th pct |
| Net charge-off ratio | -0.22% | 5th pct | 2th pct |
| Loan growth YoY | -10.78% | 5th pct | 2th pct |
| Share growth YoY | 7.58% | 89th pct | 84th pct |
| Efficiency ratio | 64.47% | 16th pct | 11th pct |
structural peer set hash: 41dfc4c71f351491574136b2b127c916… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.