NORTHWEST MISSOURI REGIONAL
Charter #62611 · MARYVILLE, MO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 5.52% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.42% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.39% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 44th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWEST MISSOURI REGIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.64M | 8th pct | 23th pct |
| Members | 2,293 | 57th pct | 51th pct |
| Net worth ratio | 11.21% | 28th pct | 48th pct |
| Return on average assets | 0.76% | 56th pct | 62th pct |
| Net interest margin | 5.52% | 97th pct | 90th pct |
| Cost of funds | 0.42% | 28th pct | 16th pct |
| Loan-to-share | 71.58% | 72th pct | 44th pct |
| Delinquency 60+ days | 0.39% | 41th pct | 25th pct |
| Net charge-off ratio | 0.25% | 59th pct | 54th pct |
| Loan growth YoY | -4.30% | 36th pct | 36th pct |
| Share growth YoY | 5.34% | 77th pct | 69th pct |
| Efficiency ratio | 88.23% | 70th pct | 70th pct |
structural peer set hash: 5e971f121137c20adaae3467ac1c9703… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHWEST MISSOURI REGIONAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.