HEALTHPLUS

Charter #5930 · JACKSON, MS · $10M-$50M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 1,538 sits at the 25th percentile of structural peers — worth a closer look.
  • Net worth ratio of 8.31% sits at the 18th percentile of structural peers — worth a closer look.
  • Return on average assets of -0.42% sits at the 18th percentile of structural peers — worth a closer look.
  • Cost of funds of 2.74% sits at the 95th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 7.41% sits at the 98th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricHEALTHPLUSAsset-tier percentileStructural percentile
Total assets$10.82M4th pct16th pct
Members1,53826th pct25th pct
Net worth ratio8.31%6th pct18th pct
Return on average assets-0.42%11th pct18th pct
Net interest margin3.95%56th pct26th pct
Cost of funds2.74%97th pct95th pct
Loan-to-share71.47%72th pct44th pct
Delinquency 60+ days7.41%99th pct98th pct
Net charge-off ratio1.26%89th pct87th pct
Loan growth YoY-7.54%15th pct10th pct
Share growth YoY5.18%76th pct54th pct
Efficiency ratio111.10%94th pct95th pct

structural peer set hash: 552514cd4d9e237cc5f3f75c6b2d9560… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.