GORMAN-RUPP & ASSOCIATES
Charter #96719 · Mansfield, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,414 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.01% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 2.22% sits at the 92nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.13% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 74th percentile but its structural peers at the 48th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GORMAN-RUPP & ASSOCIATES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.68M | 26th pct | 39th pct |
| Members | 1,414 | 22th pct | 20th pct |
| Net worth ratio | 9.01% | 10th pct | 25th pct |
| Return on average assets | 0.53% | 43th pct | 49th pct |
| Net interest margin | 4.40% | 74th pct | 48th pct |
| Cost of funds | 2.22% | 93th pct | 92th pct |
| Loan-to-share | 64.97% | 62th pct | 36th pct |
| Delinquency 60+ days | 0.13% | 25th pct | 15th pct |
| Net charge-off ratio | 0.22% | 57th pct | 43th pct |
| Loan growth YoY | -1.36% | 59th pct | 66th pct |
| Share growth YoY | 1.89% | 43th pct | 48th pct |
| Efficiency ratio | 89.24% | 71th pct | 67th pct |
structural peer set hash: dae253d68fd0997c355ea38c72a261f9… (reproducible)
Closest structural peers
This is the free public view
Claim GORMAN-RUPP & ASSOCIATES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.