SELF MEMORIAL HOSPITAL
Charter #17831 · GREENWOOD, SC · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.12% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.20% sits at the 80th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 54th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SELF MEMORIAL HOSPITAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.82M | 16th pct | 54th pct |
| Members | 1,838 | 39th pct | 49th pct |
| Net worth ratio | 9.90% | 18th pct | 33th pct |
| Return on average assets | 0.00% | 18th pct | 31th pct |
| Net interest margin | 4.54% | 80th pct | 64th pct |
| Cost of funds | 0.12% | 8th pct | 8th pct |
| Loan-to-share | 60.12% | 54th pct | 34th pct |
| Delinquency 60+ days | 0.53% | 47th pct | 41th pct |
| Net charge-off ratio | 1.20% | 89th pct | 80th pct |
| Loan growth YoY | -5.45% | 28th pct | 36th pct |
| Share growth YoY | -1.89% | 13th pct | 23th pct |
| Efficiency ratio | 94.01% | 81th pct | 64th pct |
structural peer set hash: b93b9407faf9bb328ba5f8c0ac884885… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.