NORTHWEST ARKANSAS
Charter #195 · FAYETTEVILLE, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.07% sits at the 20th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.68% sits at the 77th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 55th percentile but its structural peers at the 36th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWEST ARKANSAS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.31M | 36th pct | 54th pct |
| Members | 2,338 | 58th pct | 56th pct |
| Net worth ratio | 9.07% | 11th pct | 20th pct |
| Return on average assets | 0.92% | 64th pct | 66th pct |
| Net interest margin | 3.94% | 55th pct | 36th pct |
| Cost of funds | 1.21% | 67th pct | 70th pct |
| Loan-to-share | 63.70% | 60th pct | 48th pct |
| Delinquency 60+ days | 0.81% | 61th pct | 59th pct |
| Net charge-off ratio | 0.68% | 78th pct | 77th pct |
| Loan growth YoY | -5.63% | 26th pct | 31th pct |
| Share growth YoY | -2.09% | 12th pct | 10th pct |
| Efficiency ratio | 76.44% | 40th pct | 33th pct |
structural peer set hash: 43d337bb686f9f6a3774128e3cc29cc3… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHWEST ARKANSAS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.