HIGHWAY ALLIANCE
Charter #67700 · Jefferson city, MO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,647 sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 3.27% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 1.92% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HIGHWAY ALLIANCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $28.59M | 58th pct | 69th pct |
| Members | 1,647 | 30th pct | 23th pct |
| Net worth ratio | 11.54% | 32th pct | 36th pct |
| Return on average assets | 0.81% | 58th pct | 52th pct |
| Net interest margin | 3.27% | 25th pct | 15th pct |
| Cost of funds | 1.92% | 88th pct | 84th pct |
| Loan-to-share | 62.14% | 58th pct | 56th pct |
| Delinquency 60+ days | 0.30% | 36th pct | 30th pct |
| Net charge-off ratio | 0.48% | 70th pct | 69th pct |
| Loan growth YoY | 5.76% | 94th pct | 97th pct |
| Share growth YoY | 2.52% | 50th pct | 43th pct |
| Efficiency ratio | 69.69% | 26th pct | 26th pct |
structural peer set hash: f09b112811880f84860c3f9f27aa30bf… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.