THE FAMILY FIRST
Charter #11364 · Great Falls, MT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,689 sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.04% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.20% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.02% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | THE FAMILY FIRST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.63M | 29th pct | 33th pct |
| Members | 1,689 | 32th pct | 20th pct |
| Net worth ratio | 11.20% | 28th pct | 34th pct |
| Return on average assets | 1.37% | 82th pct | 74th pct |
| Net interest margin | 4.19% | 67th pct | 52th pct |
| Cost of funds | 0.04% | 3th pct | 3th pct |
| Loan-to-share | 54.11% | 45th pct | 44th pct |
| Delinquency 60+ days | 4.20% | 96th pct | 95th pct |
| Net charge-off ratio | -0.02% | 18th pct | 18th pct |
| Loan growth YoY | -6.48% | 21th pct | 23th pct |
| Share growth YoY | 2.27% | 47th pct | 44th pct |
| Efficiency ratio | 75.11% | 38th pct | 39th pct |
structural peer set hash: 31041bd3dbc235fae5be43b9cec3716a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.