VALWOOD PARK
Charter #21788 · Carrollton, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 1.11% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | VALWOOD PARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.26M | 55th pct | 56th pct |
| Members | 2,426 | 61th pct | 54th pct |
| Net worth ratio | 10.88% | 25th pct | 28th pct |
| Return on average assets | 0.21% | 27th pct | 28th pct |
| Net interest margin | 4.37% | 74th pct | 72th pct |
| Cost of funds | 0.47% | 30th pct | 44th pct |
| Loan-to-share | 60.97% | 56th pct | 51th pct |
| Delinquency 60+ days | 1.11% | 71th pct | 79th pct |
| Net charge-off ratio | 0.50% | 72th pct | 74th pct |
| Loan growth YoY | -1.61% | 57th pct | 54th pct |
| Share growth YoY | -0.30% | 24th pct | 26th pct |
| Efficiency ratio | 91.41% | 76th pct | 72th pct |
structural peer set hash: 7a4e1f6146bb5cb3421b0b9919cad294… (reproducible)
Closest structural peers
This is the free public view
Claim VALWOOD PARK
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.