MET TRAN
Charter #24324 · Houston, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,854 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.02% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 5.30% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.31% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.06% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MET TRAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.02M | 5th pct | 16th pct |
| Members | 2,854 | 71th pct | 80th pct |
| Net worth ratio | 14.70% | 58th pct | 51th pct |
| Return on average assets | 0.02% | 18th pct | 25th pct |
| Net interest margin | 5.30% | 95th pct | 92th pct |
| Cost of funds | 0.31% | 21th pct | 15th pct |
| Loan-to-share | 66.54% | 65th pct | 56th pct |
| Delinquency 60+ days | 0.06% | 17th pct | 20th pct |
| Net charge-off ratio | 1.97% | 94th pct | 97th pct |
| Loan growth YoY | -7.25% | 16th pct | 11th pct |
| Share growth YoY | -0.17% | 25th pct | 23th pct |
| Efficiency ratio | 84.43% | 60th pct | 67th pct |
structural peer set hash: 73fb7af33a76834c30eb66b67214bc5b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.