PARIS HI-WAY
Charter #64242 · Paris, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 852 sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of 2.15% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 42.69% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 5th percentile but its structural peers at the 25th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PARIS HI-WAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.95M | 5th pct | 25th pct |
| Members | 852 | 3th pct | 10th pct |
| Net worth ratio | 15.77% | 64th pct | 54th pct |
| Return on average assets | 2.15% | 96th pct | 95th pct |
| Net interest margin | 3.68% | 42th pct | 33th pct |
| Cost of funds | 1.28% | 70th pct | 61th pct |
| Loan-to-share | 63.68% | 60th pct | 56th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.24% | 58th pct | 66th pct |
| Loan growth YoY | -8.02% | 14th pct | 8th pct |
| Share growth YoY | 2.84% | 53th pct | 64th pct |
| Efficiency ratio | 42.69% | 2th pct | 0th pct |
structural peer set hash: 32fe498c652cb6309b18d127d2c18256… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.