BLOOMFIELD FIRE AND POLICE
Charter #7069 · Bloomfield, NJ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -2.08% sits at the 0th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.62% sits at the 95th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 51st — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BLOOMFIELD FIRE AND POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.14M | 1th pct | 23th pct |
| Members | 1,291 | 16th pct | 33th pct |
| Net worth ratio | 14.35% | 55th pct | 49th pct |
| Return on average assets | -2.08% | 3th pct | 0th pct |
| Net interest margin | 4.45% | 76th pct | 54th pct |
| Cost of funds | 1.77% | 85th pct | 74th pct |
| Loan-to-share | 74.89% | 77th pct | 51th pct |
| Delinquency 60+ days | 3.62% | 95th pct | 95th pct |
| Net charge-off ratio | 0.00% | 23th pct | 34th pct |
| Loan growth YoY | -5.90% | 25th pct | 21th pct |
| Share growth YoY | 2.10% | 46th pct | 43th pct |
| Efficiency ratio | 72.04% | 31th pct | 36th pct |
structural peer set hash: ef2919413b460a7624dc2d4ae312b23e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.