TEE-PAK
Charter #60390 · Danville, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 5.07% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- On Efficiency ratio, the asset-size band puts this credit union at the 37th percentile but its structural peers at the 62nd — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEE-PAK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.50M | 48th pct | 59th pct |
| Members | 2,291 | 57th pct | 54th pct |
| Net worth ratio | 16.02% | 65th pct | 59th pct |
| Return on average assets | 1.40% | 82th pct | 67th pct |
| Net interest margin | 5.07% | 92th pct | 97th pct |
| Cost of funds | 0.46% | 30th pct | 33th pct |
| Loan-to-share | 57.66% | 51th pct | 54th pct |
| Delinquency 60+ days | 0.85% | 63th pct | 70th pct |
| Net charge-off ratio | 0.05% | 42th pct | 46th pct |
| Loan growth YoY | -2.01% | 53th pct | 56th pct |
| Share growth YoY | 5.17% | 76th pct | 79th pct |
| Efficiency ratio | 74.79% | 37th pct | 62th pct |
structural peer set hash: d929a2596382e8ae6dbcb7d118bead65… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.