GENESIS EMPLOYEES
Charter #68451 · Zanesville, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,515 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.79% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.76% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GENESIS EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $22.20M | 42th pct | 54th pct |
| Members | 3,515 | 85th pct | 85th pct |
| Net worth ratio | 13.95% | 52th pct | 48th pct |
| Return on average assets | 1.47% | 85th pct | 74th pct |
| Net interest margin | 4.79% | 87th pct | 85th pct |
| Cost of funds | 1.01% | 59th pct | 62th pct |
| Loan-to-share | 58.23% | 51th pct | 52th pct |
| Delinquency 60+ days | 1.09% | 70th pct | 74th pct |
| Net charge-off ratio | -0.76% | 1th pct | 0th pct |
| Loan growth YoY | -4.44% | 34th pct | 31th pct |
| Share growth YoY | 5.74% | 79th pct | 72th pct |
| Efficiency ratio | 68.10% | 23th pct | 28th pct |
structural peer set hash: f9c4b6dec3c9656980053f6ce3bde2b5… (reproducible)
Closest structural peers
This is the free public view
Claim GENESIS EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.