SIUE
Charter #65046 · Edwardsville, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,633 sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 0.19% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 7th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SIUE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.04M | 61th pct | 52th pct |
| Members | 1,633 | 30th pct | 7th pct |
| Net worth ratio | 10.59% | 23th pct | 38th pct |
| Return on average assets | 0.56% | 45th pct | 33th pct |
| Net interest margin | 4.12% | 63th pct | 67th pct |
| Cost of funds | 0.19% | 13th pct | 11th pct |
| Loan-to-share | 44.91% | 28th pct | 33th pct |
| Delinquency 60+ days | 0.30% | 36th pct | 38th pct |
| Net charge-off ratio | 0.19% | 55th pct | 44th pct |
| Loan growth YoY | 1.49% | 80th pct | 69th pct |
| Share growth YoY | 2.14% | 46th pct | 36th pct |
| Efficiency ratio | 84.65% | 61th pct | 61th pct |
structural peer set hash: 1832c3acb4ab6eaebbc111113e3e02e0… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.