I B E W 26
Charter #10323 · LANHAM, MD · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.34% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.19% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.14% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 52nd — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | I B E W 26 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.21M | 62th pct | 52th pct |
| Members | 2,892 | 72th pct | 52th pct |
| Net worth ratio | 7.34% | 3th pct | 3th pct |
| Return on average assets | 0.41% | 36th pct | 41th pct |
| Net interest margin | 4.36% | 73th pct | 59th pct |
| Cost of funds | 0.19% | 13th pct | 15th pct |
| Loan-to-share | 66.35% | 64th pct | 48th pct |
| Delinquency 60+ days | 1.24% | 73th pct | 67th pct |
| Net charge-off ratio | -0.14% | 8th pct | 3th pct |
| Loan growth YoY | 6.48% | 95th pct | 93th pct |
| Share growth YoY | 4.23% | 68th pct | 54th pct |
| Efficiency ratio | 91.04% | 75th pct | 72th pct |
structural peer set hash: 23ab0c1255bd07234f40ac8ce6a345d6… (reproducible)
Closest structural peers
This is the free public view
Claim I B E W 26
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.