BLAW-KNOX
Charter #60302 · Mattoon, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 19.21% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.82% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.15% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 62.52% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 33rd — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BLAW-KNOX | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.72M | 16th pct | 39th pct |
| Members | 1,800 | 37th pct | 39th pct |
| Net worth ratio | 19.21% | 82th pct | 79th pct |
| Return on average assets | 1.82% | 92th pct | 84th pct |
| Net interest margin | 4.21% | 68th pct | 33th pct |
| Cost of funds | 1.25% | 68th pct | 51th pct |
| Loan-to-share | 72.22% | 73th pct | 56th pct |
| Delinquency 60+ days | 0.15% | 26th pct | 20th pct |
| Net charge-off ratio | 0.59% | 75th pct | 67th pct |
| Loan growth YoY | -2.45% | 50th pct | 51th pct |
| Share growth YoY | 4.80% | 73th pct | 59th pct |
| Efficiency ratio | 62.52% | 14th pct | 13th pct |
structural peer set hash: 4f1bbe0d4419cc0f2d2a1c4f7f031c1f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.