COMMUNITY PLUS
Charter #24751 · Rantoul, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.12% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.37% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.68% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.20% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.12% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITY PLUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.76M | 56th pct | 54th pct |
| Members | 3,596 | 86th pct | 56th pct |
| Net worth ratio | 18.12% | 78th pct | 80th pct |
| Return on average assets | 2.37% | 97th pct | 89th pct |
| Net interest margin | 5.68% | 98th pct | 85th pct |
| Cost of funds | 0.93% | 54th pct | 34th pct |
| Loan-to-share | 93.95% | 96th pct | 90th pct |
| Delinquency 60+ days | 0.20% | 30th pct | 15th pct |
| Net charge-off ratio | 1.12% | 87th pct | 75th pct |
| Loan growth YoY | 0.52% | 75th pct | 62th pct |
| Share growth YoY | 2.61% | 51th pct | 34th pct |
| Efficiency ratio | 66.72% | 20th pct | 33th pct |
structural peer set hash: c506317d9fba06cdedb4b06f2f467873… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.