AEGIS
Charter #65521 · Clinton, IA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.37% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.81% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.58% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.10% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.04% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AEGIS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.20M | 54th pct | 48th pct |
| Members | 3,722 | 87th pct | 64th pct |
| Net worth ratio | 17.37% | 74th pct | 79th pct |
| Return on average assets | 1.81% | 92th pct | 84th pct |
| Net interest margin | 5.58% | 97th pct | 92th pct |
| Cost of funds | 1.03% | 60th pct | 44th pct |
| Loan-to-share | 83.84% | 88th pct | 75th pct |
| Delinquency 60+ days | 2.10% | 86th pct | 84th pct |
| Net charge-off ratio | -0.04% | 15th pct | 15th pct |
| Loan growth YoY | 6.17% | 94th pct | 92th pct |
| Share growth YoY | 2.97% | 55th pct | 38th pct |
| Efficiency ratio | 70.47% | 27th pct | 34th pct |
structural peer set hash: 7f0954ce02647d8f420b2362f1e146c7… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.