MOWER COUNTY CATHOLIC PARISHES
Charter #63258 · Austin, MN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.29% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.13% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.08% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 75th percentile but its structural peers at the 48th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOWER COUNTY CATHOLIC PARISHES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.66M | 77th pct | 57th pct |
| Members | 1,020 | 83th pct | 62th pct |
| Net worth ratio | 18.93% | 54th pct | 62th pct |
| Return on average assets | 1.15% | 76th pct | 70th pct |
| Net interest margin | 4.89% | 75th pct | 48th pct |
| Cost of funds | 0.29% | 39th pct | 21th pct |
| Loan-to-share | 84.85% | 83th pct | 57th pct |
| Delinquency 60+ days | 3.13% | 79th pct | 87th pct |
| Net charge-off ratio | -0.08% | 14th pct | 8th pct |
| Loan growth YoY | -1.78% | 66th pct | 56th pct |
| Share growth YoY | -1.68% | 36th pct | 25th pct |
| Efficiency ratio | 77.48% | 35th pct | 46th pct |
structural peer set hash: 518d32ecab185e38c3f712bee3834ed5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.