LEE COUNTY
Charter #61393 · KEOKUK, IA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 30.22% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 73rd percentile but its structural peers at the 49th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LEE COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.33M | 44th pct | 43th pct |
| Members | 529 | 45th pct | 26th pct |
| Net worth ratio | 30.22% | 86th pct | 77th pct |
| Return on average assets | 0.78% | 64th pct | 54th pct |
| Net interest margin | 5.03% | 78th pct | 59th pct |
| Cost of funds | 0.49% | 49th pct | 39th pct |
| Loan-to-share | 76.90% | 73th pct | 49th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | -11.07% | 24th pct | 15th pct |
| Share growth YoY | 1.55% | 61th pct | 66th pct |
| Efficiency ratio | 84.79% | 47th pct | 52th pct |
structural peer set hash: 86520092512ecf82d6ce26f746e0079c… (reproducible)
Closest structural peers
This is the free public view
Claim LEE COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.