MEDISYS EMPLOYEES
Charter #20885 · JAMAICA, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,506 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.20% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 4.61% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.75% sits at the 84th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 69th percentile but its structural peers at the 51st — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEDISYS EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $33.54M | 69th pct | 51th pct |
| Members | 3,506 | 85th pct | 77th pct |
| Net worth ratio | 9.20% | 12th pct | 15th pct |
| Return on average assets | 0.92% | 64th pct | 61th pct |
| Net interest margin | 4.61% | 82th pct | 97th pct |
| Cost of funds | 0.37% | 25th pct | 31th pct |
| Loan-to-share | 31.25% | 11th pct | 15th pct |
| Delinquency 60+ days | 0.44% | 43th pct | 39th pct |
| Net charge-off ratio | 0.75% | 80th pct | 84th pct |
| Loan growth YoY | 0.49% | 74th pct | 85th pct |
| Share growth YoY | 0.48% | 30th pct | 18th pct |
| Efficiency ratio | 74.10% | 36th pct | 41th pct |
structural peer set hash: 9e06e9b210e96eddc4b15847e3c4af0a… (reproducible)
Closest structural peers
This is the free public view
Claim MEDISYS EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.