DISTRICT #6
Charter #1080 · Hornell, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.73% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -2.13% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 0.40% sits at the 0th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.92% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 140.95% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DISTRICT #6 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.68M | 48th pct | 33th pct |
| Members | 1,707 | 33th pct | 28th pct |
| Net worth ratio | 7.73% | 4th pct | 3th pct |
| Return on average assets | -2.13% | 3th pct | 0th pct |
| Net interest margin | 0.40% | 0th pct | 0th pct |
| Cost of funds | 0.82% | 49th pct | 59th pct |
| Loan-to-share | 40.33% | 22th pct | 33th pct |
| Delinquency 60+ days | 0.80% | 61th pct | 56th pct |
| Net charge-off ratio | 0.92% | 84th pct | 85th pct |
| Loan growth YoY | -1.15% | 60th pct | 62th pct |
| Share growth YoY | 4.78% | 72th pct | 67th pct |
| Efficiency ratio | 140.95% | 99th pct | 98th pct |
structural peer set hash: 2395c5241c8cc11d607947490d913153… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.