LE ROY
Charter #12170 · LE ROY, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,542 sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of 2.04% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.01% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 57.33% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LE ROY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.58M | 40th pct | 26th pct |
| Members | 1,542 | 26th pct | 11th pct |
| Net worth ratio | 10.71% | 24th pct | 28th pct |
| Return on average assets | 2.04% | 95th pct | 95th pct |
| Net interest margin | 3.95% | 56th pct | 66th pct |
| Cost of funds | 0.03% | 2th pct | 2th pct |
| Loan-to-share | 34.13% | 14th pct | 26th pct |
| Delinquency 60+ days | 2.01% | 85th pct | 85th pct |
| Net charge-off ratio | 0.24% | 59th pct | 61th pct |
| Loan growth YoY | -9.14% | 10th pct | 12th pct |
| Share growth YoY | 7.55% | 89th pct | 80th pct |
| Efficiency ratio | 57.33% | 8th pct | 7th pct |
structural peer set hash: e1f9f24a9c9dc42245d816efeb5f26bc… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.