NORTHERN NEW MEXICO SCHOOL EMPLOYEE
Charter #4805 · SANTA FE, NM · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,606 sits at the 8th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.11% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 72nd — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHERN NEW MEXICO SCHOOL EMPLOYEE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $45.18M | 93th pct | 72th pct |
| Members | 1,606 | 28th pct | 8th pct |
| Net worth ratio | 12.04% | 37th pct | 52th pct |
| Return on average assets | 0.91% | 64th pct | 56th pct |
| Net interest margin | 3.37% | 29th pct | 44th pct |
| Cost of funds | 0.72% | 45th pct | 56th pct |
| Loan-to-share | 30.40% | 10th pct | 11th pct |
| Delinquency 60+ days | 0.81% | 61th pct | 62th pct |
| Net charge-off ratio | -0.11% | 9th pct | 11th pct |
| Loan growth YoY | 7.51% | 96th pct | 95th pct |
| Share growth YoY | 3.22% | 58th pct | 49th pct |
| Efficiency ratio | 74.30% | 36th pct | 49th pct |
structural peer set hash: b36f25c6166029480ffed64f1a06979a… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHERN NEW MEXICO SCHOOL EMPLOYEE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.